<![CDATA[Minnesota people]]>IS it ture you have no fault auto insurence?

So if someone drills your car, your pretty much shit out of luck?

]]>https://fargostreet.com/topic/5294/minnesota-peopleRSS for NodeThu, 28 May 2026 02:42:08 GMTThu, 05 Jan 2006 18:17:45 GMT60<![CDATA[Reply to Minnesota people on Mon, 09 Jan 2006 01:01:07 GMT]]>

TakeYourTopOff wrote:
no fault will cover you when something like a parking lot accident happens, parking lots are private property, also if the parking lot is gravel not paved without markings if you get hit when your not moving but your in your car and it's running it's no-one's fault according to the cops... it happened to me once and the insurance company came out looked at the area and my agent told me yep the cop is correct so no-fault coverage will kick in.... under this type of situation it doesn't affect your insurance rates (kind of like hail)...

also if someone hits you and doesn't have insurance and broke as f$#@ that you can't get anything out of them then that is also covered by your no-fault coverage...
I got $200 out of this.

I guess I was misinformed.

]]>https://fargostreet.com/post/87710https://fargostreet.com/post/87710Mon, 09 Jan 2006 01:01:07 GMT<![CDATA[Reply to Minnesota people on Mon, 09 Jan 2006 00:59:27 GMT]]>no fault will cover you when something like a parking lot accident happens, parking lots are private property, also if the parking lot is gravel not paved without markings if you get hit when your not moving but your in your car and it's running it's no-one's fault according to the cops... it happened to me once and the insurance company came out looked at the area and my agent told me yep the cop is correct so no-fault coverage will kick in.... under this type of situation it doesn't affect your insurance rates (kind of like hail)...

also if someone hits you and doesn't have insurance and broke as f$#@ that you can't get anything out of them then that is also covered by your no-fault coverage...

]]>https://fargostreet.com/post/87709https://fargostreet.com/post/87709Mon, 09 Jan 2006 00:59:27 GMT<![CDATA[Reply to Minnesota people on Mon, 09 Jan 2006 00:40:39 GMT]]>Picture of the battle damage.
legacy image

Ignore my stupid self in the picture.

]]>https://fargostreet.com/post/87705https://fargostreet.com/post/87705Mon, 09 Jan 2006 00:40:39 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 23:30:52 GMT]]>its different if you were parked not moving...

]]>https://fargostreet.com/post/87418https://fargostreet.com/post/87418Thu, 05 Jan 2006 23:30:52 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 21:24:28 GMT]]>

2.5RS wrote:
its called a lawsuite..... they can get you places real quick.... and even quicker if you have a real good lawyer...
Meh, I wasn't even in the car, no need to make a fuss.

]]>https://fargostreet.com/post/87408https://fargostreet.com/post/87408Thu, 05 Jan 2006 21:24:28 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 19:46:04 GMT]]>its called a lawsuite..... they can get you places real quick.... and even quicker if you have a real good lawyer...

]]>https://fargostreet.com/post/87396https://fargostreet.com/post/87396Thu, 05 Jan 2006 19:46:04 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 19:41:50 GMT]]>North Dakota is a no fault state also...........they just do it a litte different

http://www.autoinsuranceindepth.com/no-fault-insurance.html

]]>https://fargostreet.com/post/87395https://fargostreet.com/post/87395Thu, 05 Jan 2006 19:41:50 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 18:54:29 GMT]]>

PSiedTSi wrote:
just because the persons insurance doesnt have to pay out doesnt mean their rates wont go up...that is still affected...
Maybe you are right.

Either way, the grey is going to be driving around with a little battle damage.

]]>https://fargostreet.com/post/87392https://fargostreet.com/post/87392Thu, 05 Jan 2006 18:54:29 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 18:50:48 GMT]]>just because the persons insurance doesnt have to pay out doesnt mean their rates wont go up...that is still affected...

]]>https://fargostreet.com/post/87391https://fargostreet.com/post/87391Thu, 05 Jan 2006 18:50:48 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 18:44:29 GMT]]>BAH! I disagree, IF it is clearly someone else fault, their insurence should pay for your shit!. It isn't fair, if a 5000 lb truck hits a 2300lb, resulting in virtually zero damage for the truck, and a couple thousand worth of damage for the geo, the trucks insurence should pay for it. The end result is the truck having to pay virtually nothing, while the geo, who isn't at fault, has to pay for a good jump in insurence costs, and maybe a deductable.

Does it make sense that the person who got rearended should pay a hell of a lot more than the person who rearended the person?

]]>https://fargostreet.com/post/87390https://fargostreet.com/post/87390Thu, 05 Jan 2006 18:44:29 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 18:31:06 GMT]]>no i think its meant to help you out...i really dont think its a bad thing but i dont really know the details of how it works and shit

]]>https://fargostreet.com/post/87387https://fargostreet.com/post/87387Thu, 05 Jan 2006 18:31:06 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 18:22:46 GMT]]>Thats gay as fuck.

]]>https://fargostreet.com/post/87386https://fargostreet.com/post/87386Thu, 05 Jan 2006 18:22:46 GMT<![CDATA[Reply to Minnesota people on Thu, 05 Jan 2006 18:21:33 GMT]]>yep...its called a no fault law but i have only had full coverage so im not sure how it works when you have liability...it just means you dont rely on the other persons insurance...

]]>https://fargostreet.com/post/87385https://fargostreet.com/post/87385Thu, 05 Jan 2006 18:21:33 GMT