<![CDATA[Most expensive 10 Cars under 40k to Insure]]>Most expensive cars to insure
By Prakash Gandhi • Bankrate.com

It doesn't take a rocket scientist to identify which cars would cost the most to insure -- start with the Ferraris, Lamborghinis and Porsches. Duh!

But they're limited-production cars and people who own them certainly are not concerned about the price of insurance.

We've gone a step further, also bypassing other obviously expensive-to-insure lines such as the Mercedes, Jaguar, Corvette, BMW, Cadillac and Lexus.

Instead, here's a rundown on the most expensive cars to insure that the average American might be driving or considering for their next purchase -- those that cost less than $40,000 -- as researched by Runzheimer International, a Rochester, Wis., consulting firm which reviewed insurance costs on vehicles priced under $40,000.

Model, Annual Premium, Value
Ford Mustang GT convertible $2,363 $28,640
Honda S2000 convertible $2,363 $33,250
Chrysler Sebring $1,788 $24,045
Toyota Celica GTS $2,114 $22,750
Mitsubishi Eclipse Spyder GTS convertible $2,114 $27,144
Dodge Neon SRT-4 $2,028 $20,955
VW Passat W8 $1,856 $39,735
Honda Civic Hatchback $1,788 $19,560
Subaru Impreza WRX AWD Turbo $1,788 $25,170
Volkswagen GTI VR6 $1,788 $22,070

(Rate estimates are based on liability coverage of $100,000 per person, $300,000 per incident for bodily injury and $50,000 for property damage; $100,000 and $300,000 for uninsured motorist coverage; and deductibles of $250 for comprehensive coverage and $500 for collision.)

Go figure, no wonder my insurance sucks. Turbo + Convertible (In MN) + Sports Car classification = Glad my parents pay the insurance.

]]>https://fargostreet.com/topic/5678/most-expensive-10-cars-under-40k-to-insureRSS for NodeThu, 28 May 2026 01:18:05 GMTThu, 16 Feb 2006 09:02:15 GMT60<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Tue, 07 Mar 2006 00:56:20 GMT]]>Whatever I buy will be stock and prob black, if at all possible.

]]>https://fargostreet.com/post/94724https://fargostreet.com/post/94724Tue, 07 Mar 2006 00:56:20 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Tue, 07 Mar 2006 00:43:41 GMT]]>WRX wagon would be pimp. I drove a blue one at work one day for the sale and I didnt want to get out. If I had that money I would of bid on it. It was from Roadsounds motors. Had tint, exhuast that i know, looked stock under the hood and there was a dent on driver door. Loved the color though. Some of you may know the one Im talking about

]]>https://fargostreet.com/post/94718https://fargostreet.com/post/94718Tue, 07 Mar 2006 00:43:41 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Tue, 07 Mar 2006 00:32:28 GMT]]>Paying more than anyone should. Mustangs gotta go... Well one atleast

Not that I would replace it with anything better, just next year in the cities, MN insurance, is going to analy rape me.

WRX wagon is what I would like to maybe add or a Miata of sorts, who knows mind changes daily, as I am trying to avoid buying a SUV which I really should have.

]]>https://fargostreet.com/post/94716https://fargostreet.com/post/94716Tue, 07 Mar 2006 00:32:28 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Tue, 07 Mar 2006 00:27:37 GMT]]>

tjamz wrote:
Country insurance

~$50/month, full coverage w/ $100 deductible...1 moving violation on record.

you also forgot to mention being old!!! 😉

18, $57/month for the del sol...state farm...4 moving violations (speeding) no accidents

]]>https://fargostreet.com/post/94715https://fargostreet.com/post/94715Tue, 07 Mar 2006 00:27:37 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Mon, 06 Mar 2006 19:02:16 GMT]]>I was getting raped when I was paying about $380/month for my car, but then I turned 21 and now I'm only paying about $205/month for both my cars.

-Eric

]]>https://fargostreet.com/post/94692https://fargostreet.com/post/94692Mon, 06 Mar 2006 19:02:16 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Fri, 03 Mar 2006 06:41:07 GMT]]>20 years old. squeaky clean record. progressive wants 200/month for full coverage.

collecters insurence is about 100 bucks more

]]>https://fargostreet.com/post/94329https://fargostreet.com/post/94329Fri, 03 Mar 2006 06:41:07 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 02 Mar 2006 03:53:29 GMT]]>^^what do you have on it. I have never heard of any car that cheap for 6 months or do you mean 99/mo

]]>https://fargostreet.com/post/94155https://fargostreet.com/post/94155Thu, 02 Mar 2006 03:53:29 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 02 Mar 2006 02:56:09 GMT]]>

krzydrftr93 wrote:
19, CLEAN RECORD, pay $72/mo on my hatch.
my hatch is 99 for 6 months

]]>https://fargostreet.com/post/94150https://fargostreet.com/post/94150Thu, 02 Mar 2006 02:56:09 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 02 Mar 2006 02:39:39 GMT]]>19, CLEAN RECORD, pay $72/mo on my hatch.

]]>https://fargostreet.com/post/94149https://fargostreet.com/post/94149Thu, 02 Mar 2006 02:39:39 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 02 Mar 2006 02:12:28 GMT]]>Adam, 19, i pay $136/month for full coverage on my 1999 GSR..........i just hope the insurance company doesn't find out after its boosted....lol

]]>https://fargostreet.com/post/94147https://fargostreet.com/post/94147Thu, 02 Mar 2006 02:12:28 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 02 Mar 2006 01:01:19 GMT]]>22, semi clean record (1 speeding and 1 accident claim that both didn't really effect my insurance). Been insured with state farm for 8 years about, and only paying $564 for 6 months ($94/month) including rental car insurance on the RSX.

Ry

]]>https://fargostreet.com/post/94145https://fargostreet.com/post/94145Thu, 02 Mar 2006 01:01:19 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Sat, 18 Feb 2006 05:48:04 GMT]]>Circa $150 a month for my S-10 and my 240SX.

Clean driving record, military, thank you USAA, you are the best auto insurance company, period.

]]>https://fargostreet.com/post/93168https://fargostreet.com/post/93168Sat, 18 Feb 2006 05:48:04 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Sat, 18 Feb 2006 02:12:39 GMT]]>Geez some of you guys are getting jacked on insurance. I pay $350 every 6 months for full coverage on my fully loaded 2000 Tahoe 4 door, and my 1990 Chevy PU.

]]>https://fargostreet.com/post/93165https://fargostreet.com/post/93165Sat, 18 Feb 2006 02:12:39 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Sat, 18 Feb 2006 01:35:07 GMT]]>$250 every 6 with 1 speeding ticket on my Crx Si.

Glass, theft

]]>https://fargostreet.com/post/93163https://fargostreet.com/post/93163Sat, 18 Feb 2006 01:35:07 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Sat, 18 Feb 2006 01:12:34 GMT]]>i pay $850 every 6 months for full coverage on a 94 buick with a squeaky clean record. i think im getting screwed.

]]>https://fargostreet.com/post/93161https://fargostreet.com/post/93161Sat, 18 Feb 2006 01:12:34 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Fri, 17 Feb 2006 18:43:49 GMT]]>$850 every 6 months for my mustang w/ full coverage/hail/glass/the works and an exhibition driving ticket.

]]>https://fargostreet.com/post/93141https://fargostreet.com/post/93141Fri, 17 Feb 2006 18:43:49 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Fri, 17 Feb 2006 00:56:35 GMT]]>I dont know if i trust the source for that article.

]]>https://fargostreet.com/post/93066https://fargostreet.com/post/93066Fri, 17 Feb 2006 00:56:35 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 23:05:28 GMT]]>

97slowgsx wrote:
inexpensive to fix is what he was getting at i think.

they aren't that bad to fix (body/cosmetic) OEM bumpers can be had for ~$150 each, fenders aren't too bad either. The hood is kind of expensive, but still not ridiculous....all prices listed above are w/o paint.

]]>https://fargostreet.com/post/93053https://fargostreet.com/post/93053Thu, 16 Feb 2006 23:05:28 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 22:27:59 GMT]]>my srt4 is quite ridiculous.... almost 200/month with a clean driving record.

]]>https://fargostreet.com/post/93046https://fargostreet.com/post/93046Thu, 16 Feb 2006 22:27:59 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 22:18:48 GMT]]>inexpensive to fix is what he was getting at i think.

]]>https://fargostreet.com/post/93044https://fargostreet.com/post/93044Thu, 16 Feb 2006 22:18:48 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 22:09:37 GMT]]>

2.5RS wrote:
inexpensive? i beg to differ...

Country insurance

~$50/month, full coverage w/ $100 deductible...1 moving violation on record.

]]>https://fargostreet.com/post/93043https://fargostreet.com/post/93043Thu, 16 Feb 2006 22:09:37 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 20:39:04 GMT]]>I pay $55 for full coverage and renter's insurance every month. God am I glad I switched residency from MN to ND...That alone cut my car insurance almost in half 🙂

]]>https://fargostreet.com/post/93036https://fargostreet.com/post/93036Thu, 16 Feb 2006 20:39:04 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 20:24:56 GMT]]>i pay 6-700 every 6 months for the prix and $240 every 6months for the ricer

]]>https://fargostreet.com/post/93033https://fargostreet.com/post/93033Thu, 16 Feb 2006 20:24:56 GMT<![CDATA[Reply to Most expensive 10 Cars under 40k to Insure on Thu, 16 Feb 2006 20:04:47 GMT]]>Its a hair under 800 every 6 for full coverage on my Mustang GT w/ glass coverage. Not too shabby

]]>https://fargostreet.com/post/93032https://fargostreet.com/post/93032Thu, 16 Feb 2006 20:04:47 GMT