Will you be voting in the ND/MN Caucus?
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go live in germany if their health care system is so good...whenever the gov't gets ahold of an industry, all it does is collapse...if the gov't got involved with healthcare, it would raise the price of medicine in addition to taxes...Want to know why? Printing off money to pay for everybody's hospital bills. It'll cause the dollar to crash even more...Our currency is in danger yet you people just don't seem to be able to grasp the idea...Monetary policy isn't a hard concept to grasp...the more money that's printed, the less the dollar is worth.
Also, why should I have to pay for all of the lazy people's healthcare (the vast majority...some people would use it correctly...most wouldn't...just like welfare)...You can't take from one group that doesn't support the idea...that's like the gov't straight up robbing the person.
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I will be voting : )
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to much work
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- There is no such thing as "free" healthcare. Check out Canada's tax system if you don't believe me.
- The notion that the gov't won't fuck up a "universal healthcare" program is crazy.
- Want to lower health insurance? The following 2 things need to happen:
A) Quit allowing prescription drugs to be advertised on TV. I'm not a Dr and 99.9% of you aren't doctors either, we have no right to tell the doctor what medicine to prescribe to us. That is his job and the job of the pharmaceutical reps to ensure that the newest/greatest medicines are being prescribed.
B) Stop with the frivolous lawsuits. If a Dr amputates the wrong leg, yes, sue him. If he causes you harm, sue him. If you sue your gynecologist because he saw your vagina during an exam...well, that's his job - It is not the responsibility of the gov't to provide healthcare, ESPECIALLY for those who are fully capable of supporting themselves. I'm not against welfare/medicare/medicaid per say, but I am against those who abuse them.
- What ever happened to trusting the people to take care of themselves and to live with their mistakes/choices? On the flip side of that, people should be free to make whatever choices they want for themselves, even if those choices harm them in the long run. The only time this freedom should be given up is when you are infringing on someone else's freedoms.
- When did I turn into a Republican?
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Should the government and pharmaceutical companies be allowed to put a price on our health? Should they be allowed to wage who gets coverage and who doesn't? Is socialized health care what we really need as a country? Should we quit fueling the war in Iraq, and spending overseas to focus our efforts towards our own people? Has government spending become out of control the way it is? Is government and big business corruption the downfall of the lower and middle class?...is this the cause of our recession?
Should the people take back the media from corporations that spawn fear into the heart of American people?
It really is a never ending cycle...:icon_scratch:
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torbs;204383 wrote:
go live in germany if their health care system is so good...whenever the gov't gets ahold of an industry, all it does is collapse...in our country
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FWIW, I AM in favor of being allowed to buy into the same health care plans at the same price as our elected officials do, and I'm in favor of tax credits being given for costs of insurance. (Similar to what John Kerry was talking about 4 years ago) I'm not in favor of gov't handouts. A tax credit is not a handout, it is giving you your money back to help offset the cost of something that is beneficial to everyone in society. I don't want Uncle Sam telling me I have to go with XYZ insurance company, when ABC provides a service that better matches my needs. With universal health care comes HMO like policies where the administrators of the plan tell you which doctors you can see and can deny you the right to see a specialist.
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IF it was done correctly, and by people who were trust worthy, you would be sent to the best possible person. But the problem lies in the fact that its hard to come by a good person in our country that wont turn a situation around in his/her own favor...
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Now that the voting is over, I don't mind taking Jason's thread on a tangent.
It seems most people think we "need" insurance. IMO, insurance is a huge part of the problem! What insurance does is add a huge cost. The insurance companies have to make a profit (typically not a small profit) plus you have to pay all the people who work at the insurance company processing claims, etc. Next, the doctors and hospitals have to charge more because now they have to pay accountants and paper-pushgers, etc to process all the freaking paperwork. So you think about all the money you are wasting paying all this overhead to a insurance company when you could put that money in the bank and save/earn interest and pay your medical bills out of that money.
Next, the price of going to the doctor has gone through the roof... why is that? A large part of it is because of insurance. If you have insurance, you don't care what things cost because insurance is paying for it. Heck, most people with insurance don't even have a clue what things cost. So basically doctors/hospitals charge whatever they want (within a little bit of reason). IMO insurance is a large part of why the average Joe without insurance can't pay their bill.
Whew, end of rant.
DaveH
'94 Supra- 7.77 @ 176mph -
DaveH;204915 wrote:
Now that the voting is over, I don't mind taking Jason's thread on a tangent.It seems most people think we "need" insurance. IMO, insurance is a huge part of the problem! What insurance does is add a huge cost. The insurance companies have to make a profit (typically not a small profit) plus you have to pay all the people who work at the insurance company processing claims, etc. Next, the doctors and hospitals have to charge more because now they have to pay accountants and paper-pushgers, etc to process all the freaking paperwork. So you think about all the money you are wasting paying all this overhead to a insurance company when you could put that money in the bank and save/earn interest and pay your medical bills out of that money.
Next, the price of going to the doctor has gone through the roof... why is that? A large part of it is because of insurance. If you have insurance, you don't care what things cost because insurance is paying for it. Heck, most people with insurance don't even have a clue what things cost. So basically doctors/hospitals charge whatever they want (within a little bit of reason). IMO insurance is a large part of why the average Joe without insurance can't pay their bill.
Whew, end of rant.
Heh, nice rant Dave. And you are right about a good portion of it.
Insurance is nothing more than a bet that in a given amount of time you won't get sick. They basically give you odds and if you "beat" those odds, insurance pays off for you in a very good way. If you don't (and most people won't) need insurance, it is a very wasteful investment...until you do need it. Of course, if you invested wisely, you could turn the amount of money that you "invested" into insurance into a very decent return on investment, at which point you would still be money ahead. But since most people don't invest the amount of what insurance costs them when they are uninsured, it is the "safe" bet to take the insurance.....just in case.
However, the uninsured often pay more than the insured do in the event of a doctors visit (worked both selling health insurance and have worked in the insurance/claims/collection dept of clinics in the past.) Insurance companies often negotiate pricing that is lower than the standard rate. Companies like BCBS have very good negotiating abilities as they are a very well known insurer that pays their bills on time, every time and has a LOT of patients that are covered, so they take the walmart approach and get volume discounts from hospitals/clinics/etc... Discounts that you and I would never receive.
However, they also pay for tests that may not be done on non-insured patients....at least not right away. This is partly why insurance goes up all the time. The other problem is because everyone runs to the doctor at the onset of every little sneeze/sniffle/scrape/bruise because they know they will only have to pay $15 as a co-pay. If we stopped doing that, insurance would probably not increase so fast.
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