F*CK State Farm!

[MisterCMK]

Right, but I didn't ask for the other person to hit me either. If I was fixing my car myself it would be because I was at fault. I can see both sides of the argument though.

[3_Series]

Big-D wrote:
State Farm has bee awsome to me and i have probably anywhere from 12-15 speeding tickets and 1 accident that wasnt my fault, and im still covered on my Honda

Holy moly, and how much have all those cost you?

[KA-T_240]

oem fenders for my jeep were under $60 each.

and big-d probaby doesnt beet one of my friend with 18 tint tickets in mn and various other tickets. be glad those tickets dont effect insurance(at least i dont think they do)

[24valvenotak]

some of you guys will put a worthless bombz muffler on your car but you will throw a fit over a fender that has not been boxed up by Honda?

what about a cf hood or aftermarket rims? I know all of you rock the $5 dollar knock off K & N air filters....

[KA-T_240]

92BlackTT wrote:
I know all of you rock the $5 dollar knock off K & N air filters....
i only role 100% brand new K&N on my rides

but i know what you mean

[Guest]

ticklemedaly wrote:
Your not even 18 yet, I assume you didn't get your license until you were 16, so have been driving only 2 years, 3 accidents and 2 speeding tickets is a bad sign to the insurance agents. I'm not flaming you at all, your cool and all, but this is what they look at for their business perspective.

All in all, start shopping around, but with this much of a record, itll be hard to find another company to have a lower premium, let alone, even take you as a risk (we are all risks to them. PERIOD)

I second that!

[SmitEvo]

My insurance just went down 80 bucks a month, it must be rough getting old.........

[3_Series]

yeah 25 is usually when the big drop off happens, i suppose they stop looking at you like you're a 2 year old behind the wheel of a 2 ton missle

[torbs]

BumpinJCC wrote:
the thing is adam, your insured through your mom. Im almost willing to bet that you yourself are not the only on insured on your car. I bet your mom is the one insured on it.

I have my own policy...i've told you that before

[Joel]

I have the same thing going on. Both of my parents think that since I bought my car, I should have to pay the "correct" amount of insurance based on my driving record, even though it will cost me an assload more money. I guess I just need to chill out a little on the driving, but all that stuf was within the first 9 months I had my license, what can I say the Vigor was a race car! I have learned my lesson by now tho. Anyways, I am meeting with state farm tomorrow to see what they can do for me, because my dad called the agent and told her that if she doesn't get a better rate, we are switching our home, life and auto insurance to a different company! maybe there is hope.

[Joel]

WOW... I thought state farm was assholes before. THEY WANT 5989/6 months for me to stay there. I honestly told her to stick it and walked out.

[HandoEX]

wannabe wrote:
WOW... I thought state farm was assholes before. THEY WANT 5989/6 months for me to stay there. I honestly told her to stick it and walked out.
$1000 a month? Holy shit!

[KA-T_240]

that is a total rip off. what happend to the $400ish a month. if they have a whole family threating to leave there company they would try to keep you not push you away

[MisterCMK]

Joel, what does your driving record look like?

[DrifterExtreme]

2 speeding tickets, 1 at fault accident, 1 no fault accident. Moorhead Insurance will cover me for 460/month. thats the best so far everywhere else is 650 or higher. This quote is ME taking my own account out at age 17.

[MisterCMK]

By taking out a policy under your own name you are going to get screwed in the butt. There is no way around that. The best thing to do is to have the policy under your parents name but with you listed as a driver on the car.

[PSiedTSi]

his parents wont do that for him...

[weshole]

PSiedTSi wrote:
his parents wont do that for him...

And why would that be?

[PSiedTSi]

he told me somethin about his dad saying he should live with the record he has or somethin...but its not like it still wouldnt reflect his record...it just wouldnt be as extreme

[Joel]

My parents think it's lying/cheating to do that.