what does your car make you?
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i laugh when people call their ford/chevy/dodge a "Truck", wanna see a truck, go down to Mecca Stamart, you'll find trucks there
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mazda b2200 - makes me: dunno, I get dirty looks. That's not a real truck! ..no shit.
Acura Integra (clean, no exterior mods)- Uncle Ben's Instant Rice. Pull me over, I must be drifting.
1st gen CRX - holy fuel economy, batman. Makes me: In the way. Just pass me. I can't go faster.
80 CX500 - "you have a motorcycle?" ..makes me: a pesky biker. like two months a year.
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tapout;197086 wrote:
I have to laugh sometimes when seeing a great big pickup (F350 for example) that's tearing through the snow and acting fearless, cutting me and everyone else driving sensibly off. When I hypotheticallyl follow him to Kmart, expecting to see a 6'4" 260 lb hick get out but instead see the world's tallest midget exit.....I have to laugh. Things aren't always as I expect them to be.All hypothetically of course.
Its the small mans syndrome.
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anytime i see a "nice" SUV (lexus, MB ML class, navigator, etc), i assume the driver is a fat man who is not very intelligent, or a rich woman who is not very intelligent.
anytime i hear an american pickup truck with loud exhaust, i assume that the driver is an asshole
anytime i see a sport/compact/import with mis-matched color body parts, OEM or otherwise, i assume that they are driving a 90hp automatic and are excited about prom
no matter who i see, i assume that I will pass them under braking before the next turn and can get along with my business. But sometimes someone actually gets on the gas a bit and I am pleasantly surprised
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You assume people driving luxury SUV's are not very intellegent?? Im guessing on average, the reason they can afford a nice vehicle is that they have made some intellegent decisions as far as work/investing/saving/money management.
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If they're so damn smart, they wouldn't be driving such an impractical, profitable-for-the-auto-makers, overpriced, pile of ass.
Most people lease / make payments on cars, and the more expensive the car, the more often that's the case.
Debt financing a luxury automobile also is not typically a sign of vast intelligence or sound financial decision making. Leasing a luxury vehicle is basically renting an image, which may or may not be a good investment, I suppose.
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thrash;197217 wrote:
If they're so damn smart, they wouldn't be driving such an impractical, profitable-for-the-auto-makers, overpriced, pile of ass.Most people lease / make payments on cars, and the more expensive the car, the more often that's the case.
Debt financing a luxury automobile also is not typically a sign of vast intelligence or sound financial decision making. Leasing a luxury vehicle is basically renting an image, which may or may not be a good investment, I suppose.
You are telling me that if you were wealthy, you wouldn't drive a "luxury" or some other form of overpriced car just for the image or performance or whatever??? And yes, there are plenty of ppl that have those financed or leased, but there are also plenty that can pay straight up cash or finance on a short loan that really won't be much more than anyone elses financing a normal car, so it is stupid to assume they are unintellegent cuz im guessing on average they are usually of average or above intellegence levels. Plus, how is it anymore stupid to finanace an expensive vehicle if you can afford the payments, than to finance a shitty vehicle. Most newer vehicles on the road are financed, so i guess that makes most ppl who buy a new/ newer car unintelligent.
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inspector01;197299 wrote:
You are telling me that if you were wealthy, you wouldn't drive a "luxury" or some other form of overpriced car just for the image or performance or whatever???Well, I do drive a brand new Audi that I own outright, but it's only a lowly A4. However, it gets great gas mileage and does extremely well in crash testing... features absent from most SUVs, luxury or otherwise. I assure you that I didn't get a station wagon with a manual transmission to improve my image, although I do happen to think it looks nice.
I got the base model engine because it has "adequate" performance for a family car, and because I wanted the great mileage and cost savings more than I wanted the high cost and poor mileage of an S4.
And yes, there are plenty of ppl that have those financed or leased, but there are also plenty that can pay straight up cash or finance on a short loan that really won't be much more than anyone elses financing a normal car, so it is stupid to assume they are unintellegent cuz im guessing on average they are usually of average or above intellegence levels.
Well, a financed luxury SUV says a few things to me
- person is dumb enough to buy an SUV when they can clearly afford better options
- person borrows money to buy luxury goods, indicating a financial outlook that is somewhat more irresponsible than what I personally feel comfortable with.
Plus, how is it anymore stupid to finanace an expensive vehicle if you can afford the payments, than to finance a shitty vehicle.
Most newer vehicles on the road are financed, so i guess that makes most ppl who buy a new/ newer car unintelligent.Well, you said it, not me.
In any case, paying interest to borrow money to purchase a depreciating asset is kind of a poor move.
Luxury cars, by definition, are "luxury" items and are beyond the justifiable needs of most people. It's fine for people to buy nice cars if they can afford them. When they need to borrow money to do so, that seems a little strange to me.
Should the guy that needs a reliable way to get to work to feed his family finance a reliable car if that's the only way he can get one? Sure. Should he finance a luxury car for "only" $100/mo more? Probably not.
The thread was about what your reactions to seeing different types of vehicles are. These are mine, and they're obviously prejudicial generalizations, not well-considered assessments made on a case-by-case basis.
I stand by my generalization, however -- most people in SUVs bought a stupid vehicle and paid too much for it, in many cases needing to borrow money just to get the thing.
I should also allow for the possibility that otherwise reasonable and intelligent people make stupid or emotionally justified decisons.
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inspector01;197299 wrote:
You are telling me that if you were wealthy, you wouldn't drive a "luxury" or some other form of overpriced car just for the image or performance or whatever??? And yes, there are plenty of ppl that have those financed or leased, but there are also plenty that can pay straight up cash or finance on a short loan that really won't be much more than anyone elses financing a normal car, so it is stupid to assume they are unintellegent cuz im guessing on average they are usually of average or above intellegence levels. Plus, how is it anymore stupid to finanace an expensive vehicle if you can afford the payments, than to finance a shitty vehicle. Most newer vehicles on the road are financed, so i guess that makes most ppl who buy a new/ newer car unintelligent.If I was rich, I would probably end up buying the nicest hybrid or electric car I could find. The only reason people buy Hummers is because it makes them feel better about themselves, and that's pretty stupid.
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Ok, well i agree that if possible, you shouldn't finance because you are just costing yourself more. That is why i have never financed anything and i save till i can afford it. I just think it is stupid to assume ppl are "not intellegent" because they drive luxury SUVs. And that could go the same way for Audis, they are considered luxury so i should assume that you financed it and are "not intellegent" even though that isn't the case. Im simply saying that most ppl that i know with luxury vehicles can easily afford them (although i do agree many ppl spend beyond what they should also), and that most ppl finance newer vehicles so you are saying most ppl are stupid.
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