My new toy
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D S ohM;230981 wrote:
Don't let them get to you zac. They dont understand DSM nastiness!how am i letting them get to me?? they have questions, i have answers.
dont worry the evo WILL come back, you all just wait.
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ihaveaids;231013 wrote:
Any reason why I am so censored on here? Moderator PM me please because its a little ridiculous.becasue none of your posts either contribute with any advise, or have nothing to do with the topic of the thread.
on top of that you a moron.
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Slowica;231026 wrote:
money pits will be money pits. sorry to hear about what happened. hopefully you can get it back on the road soon.im hoping so. what the deal with the 240 btw?
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delfast;231093 wrote:
srry this happend zach hope everything works out ok!01tib;231094 wrote:
Damn zach... that sucks... Hope you get that thing runnin A.S.A.Pthanks guys, hopefully i will hear from car craft soon
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ihaveaids;231118 wrote:
kthx. And to contribute, you have PM Zac.replied
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hows about an update on my P.O.S.
Currently the car is sitting at VIP garage. i talked to the adjuster and Marti this week and the car right now is borderline total loss.
the quote is 10,552.46 after the deductable and depreciation. kinda an ouch.
so depending on how this all turns out, it could very well be up for sale in the near future.
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DelSlow;232565 wrote:
10.5K.....? totaled.not quite. from what i understand from USAA, its 70 or 65% of what what the vehicle is worth. USAA said the car is "worth" 17.5K. 10.5 is roughly 60% so if they find anything else wrong when vip taked it apart they are going to call it totaled.
what i thought was interesting was my oil cooler was completly smooshed, and buschur doesnt even use an oil cooler on their race cars.:icon_scratch: im still probably going to get a new one but i thought that was kinda wierd.
one thing i have a question about is if i do end up selling it do i have to pay insurance the difference for the new parts? or is that only if i go with after market parts?
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:icon_cheers:> no_slow_clap;232567 wrote:
one thing i have a question about is if i do end up selling it do i have to pay insurance the difference for the new parts? or is that only if i go with after market parts?
What?
If you put aftermarket parts on they will only cover what it is to replace it at OEM part level, you pay the body shop. Now if its totalled then you can buy it back after they pay you for it. If its worth 17.5k, and your loan is lets say 20k then you will get no money extra and have to buy it back out of pocket and then pay to have it fixed out of pocket. If your loan is only 15k then you will recieve 2.5k in return of them totalling but you could still buy it back out of pocket. If you dont buy it back then they sell it to whoever. Then you can buy a real car, like an STi.:icon_cheers:
But dont worry, USAA is a really good insurance company and are great to work with. When I rolled my car back in the day they helped me out a lot.
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Rexwagon;232581 wrote:
:icon_cheers:What?
If you put aftermarket parts on they will only cover what it is to replace it at OEM part level, you pay the body shop. Now if its totalled then you can buy it back after they pay you for it. If its worth 17.5k, and your loan is lets say 20k then you will get no money extra and have to buy it back out of pocket and then pay to have it fixed out of pocket. If your loan is only 15k then you will recieve 2.5k in return of them totalling but you could still buy it back out of pocket. If you dont buy it back then they sell it to whoever. Then you can buy a real car, like an STi.:icon_cheers:
But dont worry, USAA is a really good insurance company and are great to work with. When I rolled my car back in the day they helped me out a lot.
no thanks on the sti. i drove one and liked it, then i drove an evo and loved it. if i sell it i want an FD :icon_rr:
but the reason i would with after market parts is, instead of paying 8xx for a new stock fmic, why not go with a 7xx front mount from DTM? not only with it perform better but i will get money back.
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Yeah a lot of shops will get the full payment from the insurance company and then pay you back for the parts you provide. Another option is to get an adjuster to appraise it and then get a check from the insurance company minus the deduction. That way, you could eliminate a lot of labor charges by fixing stuff that you are able to do on your own and also getting aftermarket parts. You could end up making more money off it. This could be risky though bc the adjuster's appraisal might be a lot lower. Check which method the shop uses to appraise and make sure the adjuster uses the same method. Also, after you fix the car, you have to bring it to your agent to prove it has been fixed so that your policy doesn't reflect that you have "unfixed damage". My buddy did this and it worked great for him.
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