Apt building fire in S. Fargo

[dubbsy]

I made the mistake of trying to drive down 40th ave and it's complete chaos down here.
Looks like the top floor of the building is pretty well toast.
Per the radio it sounds like 2 firefighters doing Search and Rescue had a close call and ended up trapped briefly themselves.

[Spoolz]

Here's a pic I had...

[Rexwagon]

I used to live there. Glad I dont anymore. I drove by a few hours ago and most of the roof was still on fire.

[Instigator]

The roof, the roof, the roof is on fire. We don't need no water let the mother fucker buuuuuuuuuuuuurn.

-Eric

[dubbsy]

well I wondered over there seeing as how I only live a couple blocks away. Still chaos. 42nd is still blocked off. Still pouring water on from 2 of the 3 aerials and from the ground on the one end.

[Spoolz]

Very sad...I cant imagine how horrible that would be...

[King Ricer]

i just drove by there a lil bit ago, and they are still using 2 aerial trucks.
here are some pics from the forum:
http://www.inforum.com/event/photogallery/id/1815/

[Goodnbuzzd]

Got a few pics last night. My wife's coworker met her at Hornbachers, He said he went for a walk, and when he got home the place was burning so he just walked to Hornbachers to think. He lived on the 3rd floor, He lost everything he had.

[HandoEX]

If you rent, get renter's insurance! It's cheap.

[Trafik Jamz]

both of my brother-in-laws used to live in that building. FWIW, that building had bar none the WORST fire detection system I've seen from a modern apt building. And their sprinkler system appeared to lack proper coverage as well.

[Goodnbuzzd]

HandoEX;316305 wrote:
If you rent, get renter's insurance! It's cheap.

QFT! I pay 80 bucks a year. Sad part is id bet 70 percent or better of these people didn't have any.

[Grr]

then the joke is on them isnt it? LULZ on losers without insurance

[HandoEX]

When I was renting, renters insurance was free through State Farm. They deducted the cost of adding the policy from my yearly car insurance so it came out to cost nothing.

[RidinRails]

Grr;316311 wrote:
then the joke is on them isnt it? LULZ on losers without insurance

your cool

[Grr]

that is correct, because i have insurance on my shit

[DrifterExtreme]

Grr;316311 wrote:
then the joke is on them isnt it? LULZ on losers without insurance

That is pretty low gary. i mean just don't say anything even if everyone knows it's foolish to not have insurance.

[awd95mn]

My question is...Would the person responsible for starting the fire be responsible for all the damages to the building and all the other tenant's belongings? Or does something like this not work that way and everyone is responsible for their own stuff, even though they were not the ones responsible for the fire? I'm not really positive how it would work in this situation, but that is usually how other insurance works.

[Goodnbuzzd]

awd95mn;316323 wrote:
My question is...Would the person responsible for starting the fire be responsible for all the damages to the building and all the other tenant's belongings? Or does something like this not work that way and everyone is responsible for their own stuff, even though they were not the ones responsible for the fire? I'm not really positive how it would work in this situation, but that is usually how other insurance works.

The person may be held legally liable, which opens them up to a lawsuit or lawsuits, But.....for the most part, the building owners have their own insurance for cases like this which will cover the building only. Renters with insurance will likely be covered by their policy, renter without...... well? sucks but they will be out of everything they lost. If the person that started the fire has insurance i suppose it is possible that the other insurance company's may sue the responsible s insurance. but.... still, without opening a civil suit against the responsible party, the uninsured are out of luck.

[Grr]

DrifterExtreme;316322 wrote:
That is pretty low gary. i mean just don't say anything even if everyone knows it's foolish to not have insurance.

LOL, what a bunch of pansys. If you have your own place, you are obviously grown up enough to do the adult thing and get insurance. Im sure anyone in that building has a car and a $100/month cell phone bill that they are never late on. If they dont bother with $80-$100/year then fuck em, everyone these days want a god damn hand to hold. Grow the fuck up

[Bp-08]

Grr;316337 wrote:
LOL, what a bunch of pansys. If you have your own place, you are obviously grown up enough to do the adult thing and get insurance. Im sure anyone in that building has a car and a $100/month cell phone bill that they are never late on. If they dont bother with $80-$100/year then fuck em, everyone these days want a god damn hand to hold. Grow the fuck up

Really inappropriate at the moment. Grow up. Even if you have insurance its a shitty situation, there are a lot of things you cant put a price on.