what does your car make you?
-
You assume people driving luxury SUV's are not very intellegent?? Im guessing on average, the reason they can afford a nice vehicle is that they have made some intellegent decisions as far as work/investing/saving/money management.
-
If they're so damn smart, they wouldn't be driving such an impractical, profitable-for-the-auto-makers, overpriced, pile of ass.
Most people lease / make payments on cars, and the more expensive the car, the more often that's the case.
Debt financing a luxury automobile also is not typically a sign of vast intelligence or sound financial decision making. Leasing a luxury vehicle is basically renting an image, which may or may not be a good investment, I suppose.
-
thrash;197217 wrote:
If they're so damn smart, they wouldn't be driving such an impractical, profitable-for-the-auto-makers, overpriced, pile of ass.Most people lease / make payments on cars, and the more expensive the car, the more often that's the case.
Debt financing a luxury automobile also is not typically a sign of vast intelligence or sound financial decision making. Leasing a luxury vehicle is basically renting an image, which may or may not be a good investment, I suppose.
You are telling me that if you were wealthy, you wouldn't drive a "luxury" or some other form of overpriced car just for the image or performance or whatever??? And yes, there are plenty of ppl that have those financed or leased, but there are also plenty that can pay straight up cash or finance on a short loan that really won't be much more than anyone elses financing a normal car, so it is stupid to assume they are unintellegent cuz im guessing on average they are usually of average or above intellegence levels. Plus, how is it anymore stupid to finanace an expensive vehicle if you can afford the payments, than to finance a shitty vehicle. Most newer vehicles on the road are financed, so i guess that makes most ppl who buy a new/ newer car unintelligent.
-
inspector01;197299 wrote:
You are telling me that if you were wealthy, you wouldn't drive a "luxury" or some other form of overpriced car just for the image or performance or whatever???Well, I do drive a brand new Audi that I own outright, but it's only a lowly A4. However, it gets great gas mileage and does extremely well in crash testing... features absent from most SUVs, luxury or otherwise. I assure you that I didn't get a station wagon with a manual transmission to improve my image, although I do happen to think it looks nice.
I got the base model engine because it has "adequate" performance for a family car, and because I wanted the great mileage and cost savings more than I wanted the high cost and poor mileage of an S4.
And yes, there are plenty of ppl that have those financed or leased, but there are also plenty that can pay straight up cash or finance on a short loan that really won't be much more than anyone elses financing a normal car, so it is stupid to assume they are unintellegent cuz im guessing on average they are usually of average or above intellegence levels.
Well, a financed luxury SUV says a few things to me
- person is dumb enough to buy an SUV when they can clearly afford better options
- person borrows money to buy luxury goods, indicating a financial outlook that is somewhat more irresponsible than what I personally feel comfortable with.
Plus, how is it anymore stupid to finanace an expensive vehicle if you can afford the payments, than to finance a shitty vehicle.
Most newer vehicles on the road are financed, so i guess that makes most ppl who buy a new/ newer car unintelligent.Well, you said it, not me.
In any case, paying interest to borrow money to purchase a depreciating asset is kind of a poor move.
Luxury cars, by definition, are "luxury" items and are beyond the justifiable needs of most people. It's fine for people to buy nice cars if they can afford them. When they need to borrow money to do so, that seems a little strange to me.
Should the guy that needs a reliable way to get to work to feed his family finance a reliable car if that's the only way he can get one? Sure. Should he finance a luxury car for "only" $100/mo more? Probably not.
The thread was about what your reactions to seeing different types of vehicles are. These are mine, and they're obviously prejudicial generalizations, not well-considered assessments made on a case-by-case basis.
I stand by my generalization, however -- most people in SUVs bought a stupid vehicle and paid too much for it, in many cases needing to borrow money just to get the thing.
I should also allow for the possibility that otherwise reasonable and intelligent people make stupid or emotionally justified decisons.
-
inspector01;197299 wrote:
You are telling me that if you were wealthy, you wouldn't drive a "luxury" or some other form of overpriced car just for the image or performance or whatever??? And yes, there are plenty of ppl that have those financed or leased, but there are also plenty that can pay straight up cash or finance on a short loan that really won't be much more than anyone elses financing a normal car, so it is stupid to assume they are unintellegent cuz im guessing on average they are usually of average or above intellegence levels. Plus, how is it anymore stupid to finanace an expensive vehicle if you can afford the payments, than to finance a shitty vehicle. Most newer vehicles on the road are financed, so i guess that makes most ppl who buy a new/ newer car unintelligent.If I was rich, I would probably end up buying the nicest hybrid or electric car I could find. The only reason people buy Hummers is because it makes them feel better about themselves, and that's pretty stupid.
-
Ok, well i agree that if possible, you shouldn't finance because you are just costing yourself more. That is why i have never financed anything and i save till i can afford it. I just think it is stupid to assume ppl are "not intellegent" because they drive luxury SUVs. And that could go the same way for Audis, they are considered luxury so i should assume that you financed it and are "not intellegent" even though that isn't the case. Im simply saying that most ppl that i know with luxury vehicles can easily afford them (although i do agree many ppl spend beyond what they should also), and that most ppl finance newer vehicles so you are saying most ppl are stupid.
-
MisterCMK;197271 wrote:
What about that big van you drive?
I bought a second impreza for the winter last thursday, but I'll still be rolling extra creepy in the van when the weather is complete shit.dubbsy;197292 wrote:
that makes him a lesbian child molester...R-A-P-I-S-T :icon_salut:.....I've never molested anyone. Whats the point? Molesting is like a strip club, you end up paying for blue balls
-
tjamz;197106 wrote:
See, I think the opposite. I grew up on a farm calling them pickups, but EVERYONE I knew from a town larger than ~5000 people called them trucks.i drive a pickup TRUCK. my father drives a semi TRUCK. i know it can be confusing for some of you people waaay out west... kind of like hear and here, right?
dubbsy is the only one confused, he drives a utility vehicle of the sport variety
-
.......when I hear "pickup" truck....it makes me think of a hick....I live out where I am surrounded by hicks, I just dont get it.....I havnt really payed much attention to it until now....I know they are the same thing, kinda like "tomato"...."tomato", same thing to me.
*1989 Nissan 300ZX Z31 *
> DelSlow;262050 wrote:
> I like the new JN210 -
i think most ppl would call me a spoiled rich kid..... :icon_santa:
-
DrifterExtreme;197464 wrote:
i think most ppl would call me a spoiled rich kid..... :icon_santa:Only those that know you....
-
-
My car makes me a legend......in my own mind.
my $500 SUV
Hello! It looks like you're interested in this conversation, but you don't have an account yet.
Getting fed up of having to scroll through the same posts each visit? When you register for an account, you'll always come back to exactly where you were before, and choose to be notified of new replies (either via email, or push notification). You'll also be able to save bookmarks and upvote posts to show your appreciation to other community members.
With your input, this post could be even better 💗
Register Login